ACC&S SACCO is a member-owned financial cooperative that has provided deposit and lending services since 2006. Our operations are guided by the principles of mutual assistance, inclusiveness, and financial stability.
We are regulated by SASRA and pride ourselves on transparent governance, community focus, and a strong commitment to financial education and social responsibility.
As a cooperative, we reinvest our surplus into better loan rates and member services. Our success is measured by member prosperity and community impact.
Our mission is to mobilize member savings and provide affordable, accessible credit solutions that help members achieve social and economic development. We aim to always deliver service excellence, financial inclusivity, and strong member stewardship.
To be a recognized leader among SACCOs in Kenya for financial stability, innovation and member satisfaction, enabling our members to realize their personal and community development goals.
Every member is an owner with equal voting rights, representing a democratic and fair cooperative model.
We offer low savings thresholds and competitive loan interest rates across product lines.
Strong oversight by elected governance bodies ensuring compliance and ethical stewardship.
Our programs are designed around the wellbeing and growth of our members and local communities.
Join thousands of members building wealth through ACC&S SACCO. The process is simple and straightforward.
Get your ACCs application form (free of charge). Download online or pick up from our Nairobi office.
Registration fee: Kshs 500 (Major deposit: Kshs 1,000, with bank details on reverse).
Share capital atleast 300 shares each at Kshs 20 (Kshs 6,000 minimum investment).
Corporate member: 1,000 shares each at Kshs 20 (Kshs 20,000 minumum investment).
Obtain a copy of the bye-laws at Kshs 300 (Minimum monthly savings Kshs 1,000).
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