Loan Products

Vision 120 Loan
01

Vision 120 Loan

Flagship product for members with strong saving history. Borrow up to 120× your monthly savings.

  • Repayment up to 60 months
  • Competitive annual interest
  • Insurance cover included
Development Loan
02

Development Loan

Long-term finance for property, construction, renovation, and land purchase.

  • Repayment up to 72 months
  • High borrowing limits
  • Flexible security requirement
Loan Consolidation
03

Loan Consolidation

Simplify multiple loans into one manageable facility with single monthly repayment.

  • Merge up to 3 existing loans
  • Lower interest overall
  • Streamlined cashflow
Exit Loan
04

Exit Loan

Designed for retiring or withdrawing members to settle outstanding obligations.

  • Offset against terminal savings
  • Fast reconciliation
  • Smooth transition support
Shamba Loan
05

Shamba Loan

Agricultural and land development financing for land purchase or cultivation.

  • Seasonal repayment schedules
  • Linked to farm yields
  • Agri-input support
Bridging Loan
06

Bridging Loan

Short-term financing to cover immediate gaps before long-term funding arrives.

  • Minimal documentation
  • 24-48-hour approval
  • Backed by savings balance

Ready to apply for a loan?

Visit our offices in Nairobi or contact us for more details on requirements and current rates.

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