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Savings Products

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Regular Savings

The foundation of your SACCO membership. Monthly contributions that build your borrowing power and earn annual dividends.

  • Payroll deduction support
  • Annual dividend payout
  • Borrowing capacity booster
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Special Saving Scheme (SSS)

Goal-based savings for education, land, or retirement. Spark your financial milestones with targeted accumulation.

  • Custom savings timeline
  • High interest on balance
  • Goal-locked withdrawals
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Fixed Deposit (FOSA)

Place surplus funds at higher interest rates for set periods. Ideal for lump sums seeking safe, high-yield growth.

  • 3, 6, or 12 month terms
  • Premium interest rates
  • Automatic rollover options

Join ACC&S SACCO
NOW

✨ Special Offer:

Save for 6 months consistently &
Get a Loan 3x Your Savings

Start with just Kshs 1,000 monthly contribution and unlock access to multiple loan products with competitive rates.

Monthly Savings

Kshs 1,000+

Loan After

6 Months

Join Now

Why Save With Us?

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Competitive Dividends

Earn attractive dividends on your savings year after year.

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Quick Loan Access

Build borrowing power quickly through consistent savings.

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Safe & Regulated

SASRA regulated with full insurance coverage on loans.

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Community Support

Join thousands of members building wealth together.